Our Loan Rates

Learn about our competitive rates.


Loan Terms

Your first loan payment will be due on your next payday that falls at least 5 days away. If your next pay date is less than 5 days away, your first loan payment due date will be the following payday.

The Annual Percentage Rate (APR) calculation below is an approximation based upon your pay frequency. The cost of your credit will be clearly disclosed to you in terms of dollar amount of interest and the APR according to the principles of Federal Truth in Lending regulations.

For all details of your specific loan, always refer to your actual signed loan agreement contract. Late fees and non-sufficient funds/returned item fees may apply as described in your loan agreement contract.

Loan Examples

The payment schedule shows what you would pay if you were to pay the minimum payment every time. Typically most customers make more than the minimum payment. We strongly encourage customers to pay back their loan as soon as possible to reduce the amount of interest charges.

New Customer

$300 Loan Paid Bi-Weekly
$10 Min Principal Paydown
887.21% APR

Payment Number Payment Amount Finance Fee Payment Date
1$100$9012/12/14
2$97$8712/26/14
3$94$8401/09/15
4$91$8101/23/15
5$88$7802/06/15
6$85$7502/20/15
7$82$7203/06/15
8$79$6903/20/15
9$76$6604/03/15
10$73$6304/17/15
11$70$6005/01/15
12$67$5705/15/15
13$64$5405/29/15
14$61$5106/12/15
15$58$4806/26/15
16$55$4507/10/15
17$52$4207/24/15
18$49$3908/07/15
19$46$3608/21/15
20$43$3309/04/15
21$40$3009/18/15
22$37$2710/02/15
23$34$2410/16/15
24$31$2110/30/15
25$28$1811/13/15
26$25$1511/27/15
27$22$1212/11/15
28$19$912/28/15
29$16$601/08/16
30$13$301/22/16

VIP Customer

$300 Loan Paid Bi-Weekly
$10 Min Principal Paydown
727.35% APR

Payment Number Payment Amount Finance Fee Payment Date
1$85$7512/12/14
2$82.50$72.5012/26/14
3$80$7001/09/15
4$77.50$67.5001/23/15
5$75$6502/06/15
6$72.50$62.5002/20/15
7$70$6003/06/15
8$67.50$57.5003/20/15
9$65$5504/03/15
10$62.50$52.5004/17/15
11$60$5005/01/15
12$57.50$47.5005/15/15
13$55$4505/29/15
14$52.50$42.5006/12/15
15$50$4006/26/15
16$47.50$37.5007/10/15
17$45$3507/24/15
18$42.50$32.5008/07/15
19$40$3008/21/15
20$37.50$27.5009/04/15
21$35$2509/18/15
22$32.50$22.5010/02/15
23$30$2010/16/15
24$27.50$17.5010/30/15
25$25$1511/13/15
26$22.50$12.5011/27/15
27$20$1012/11/15
28$17.50$7.5012/28/15
29$15$501/08/16
30$12.50$2.5001/22/16

VIP Gold Customer

$300 Loan Paid Bi-Weekly
$10 Min Principal Paydown
527.04% APR

Payment Number Payment Amount Finance Fee Payment Date
1$70$6012/12/14
2$68$5812/26/14
3$66$5601/09/15
4$64$5401/23/15
5$62$5202/06/15
6$60$5002/20/15
7$58$4803/06/15
8$56$4603/20/15
9$54$4404/03/15
10$52$4204/17/15
11$50$4005/01/15
12$48$3805/15/15
13$46$3605/29/15
14$44$3406/12/15
15$42$3206/26/15
16$40$3007/10/15
17$38$2807/24/15
18$36$2608/07/15
19$34$2408/21/15
20$32$2209/04/15
21$30$2009/18/15
22$28$1810/02/15
23$26$1610/16/15
24$24$1410/30/15
25$22$1211/13/15
26$20$1011/27/15
27$18$812/11/15
28$16$612/28/15
29$14$401/08/16
30$12$201/22/16

This is an expensive form of borrowing and not a long-term financial solution. We strongly encourage principal reduction and early payment to reduce your finance charges.

Green Trust Cash is your direct online lender. Approved customers who have a good payment history with us enjoy discounted rates and free same-day funding where available with our VIP and VIP Gold programs.

Green Trust Cash

Whether it's an unexpected bill or you are short on cash, we can help. We offer convenient and secure installment loans. Apply today and get the cash you need, when you need it.

Apply Now