Our Loan Rates
Learn about our competitive rates and electronic repayment incentive.
Green Trust Cash incentivizes applicants who choose electronic repayment via ACH over manual repayments (such as cashiers check, money order, or personal check) by reducing their APR by approximately 50 percentage points. All resulting savings over the life of the loan may vary based upon loan size or pre-payment. A comparative example for your review is illustrated below.
In most cases your funds will be electronically deposited via ACH to your bank account on the next business day.
Your first scheduled loan payment will be at a minimum 7 days from your funding date.
The Annual Percentage Rate (APR) calculation below is an approximation based upon your pay frequency. The cost of your credit will be clearly disclosed to you in terms of dollar amount of finance charges and the APR according to the principles of Federal Truth in Lending regulations.
For all details of your specific loan, always refer to your signed loan agreement contract. If a payment is 5 days late a charge equal to 10% of the payment due will be applied, furthermore, a non-sufficient funds/returned item fee of $30 may be applied.
New Customer & Returning Customer (VIP's) Loan Rates.
The examples on this page illustrate the APR, payment amounts, number of payments, discounts for returning customers as well as for electronic repayments.
We encourage customers to pay more than the contracted payment amount and pay back their loan as soon as possible to reduce the amount of finance charges.
Direct payments you make manually via cashiers check, personal check, money order, money transfer service, or bill pay via your bank.
Payments you authorize us to draft via ACH from your account. Any debits to your account for repayment that falls on a Saturday, Sunday, or banking holiday will be debited on the next business day.
This represents the savings per payment we give you if you choose to allow us to draft your account via ACH.
Life of Loan Savings
This represents your savings incentive over the life of the loan if you only make automatic payments as scheduled.